The way people work in the UK continues to change. More people are self-employed, work multiple roles, and complicated digital records. Even with modern verification systems, these work patterns create a challenge. Some applicant histories can’t be fully verified through connected data sources like Open Banking, Payroll or HMRC. When this happens, automation has gaps and manual work is needed leading to delay.
Document Processing helps bridge these gaps. It adds a new final step in Konfir’s Verification Waterfall, ensuring all applicants can be supported through one consistent and secure journey.
When an applicant cannot be fully verified through connected data, the Verification Waterfall triggers Document Processing in-flow and contextually:
This process all happens within the same secure, compliant environment - no external emails, no separate integrations or portals, and no manual chasing required.
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Digital verification transformed how employment and income can be confirmed. It provides speed, accuracy and compliance at scale. But no single data source covers everyone and every work type.
Some activities, such as self-employments (sole trading, directors, or freelancing), do not have the same structured digital records as PAYE workers. Some applicants may choose not to connect a data source or have different access. When this happens, verification teams are left chasing files over email, reviewing inconsistent documents, or manually checking references.
These steps create unnecessary friction. What should be a seamless, automated process becomes time-consuming, inconsistent and difficult to manage.
Higher Completion Rates
Applicants who might have dropped out due to missing data can now complete the verification process. This improves both applicant experience and conversion rates.
Less Manual Review
Automated extraction and fraud checks mean teams spend less time reviewing files, chasing applicants or cross-referencing information manually.
Consistent Experience
Applicants move through one continuous journey. Whether verification happens through connected data, document upload or a combination, the experience remains the same.
Greater Confidence
With structured outputs and standardised checks, verifiers can rely on clear, compliant and traceable results for every applicant.
Konfir’s Verification Waterfall brings together multiple trusted data sources to confirm employment and income in one connected process. Document Processing completes that system.
It acts as the final safeguard, ensuring that when digital sources are unavailable, the verification can still be comprehensively completed securely and consistently. From instant data connections to structured document analysis, every applicant follows a single flow from start to finish.
The result is fewer drop-offs, faster outcomes, and a process that adapts to the way people really work today.
The UK labour market no longer fits into a single definition of employment. People work independently, move between roles, and take on flexible contracts so verification needs to keep pace.
Document Processing ensures no applicant is excluded from the process simply because their data looks different. It provides a structured, secure, and compliant route to complete verifications, no matter how someone earns a living.
With Document Processing, Konfir’s Verification Waterfall is now more complete than ever. It connects digital data and document verification into one unified experience, so that every applicant’s history, whether PAYE, self-employed, or something in between, can be verified smoothly and securely.
Konfir is built to ensure that verifications do not stop when digital data does. Find out how Document Processing adds a new, final step to Konfir’s Verification Waterfall.
