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Konfir Blog

Stories, insights, and thought leadership about how we're powering the employment and income verification industry

From income verification point solutions to affordability verification

Most affordability programmes are a patchwork of vendors and fallbacks. This piece explains the shift to one affordability verification journey, where sources are sequenced until the threshold is met.

Automate income validation with Experian Verify

Unsecured lenders need a fast, reliable way to verify an applicant’s income. Experian Verify brings Open Banking, payroll, HMRC data and supporting documents into one seamless applicant journey.

Introducing the Affordability Waterfall

Introducing Konfir’s Affordability Waterfall: a single journey that checks income sources in sequence and stops once affordability is met, reducing fragmented workflows and manual follow-up.

Konfir is becoming a part of Experian’s Verifications business

We are deepening our existing work with Experian to bring more data, more automation and better verification outcomes to our clients.

Using Open Banking for income verification with Konfir

Open Banking can verify income in seconds, but it is not enough on its own. See how Konfir classifies and standardises income signals, and why multi-source orchestration matters for affordability now.

Why checking affordability is harder than it should be

Affordability should be simple, but most programmes are fragmented across vendors, fallbacks and manual review. This piece explains why, and what outcome-led verification should look like.

Barnet Council partners with Konfir to modernise their Employment Verification for faster hiring

Barnet Council has partnered with Konfir to speed up their pre-employment checks, improving applicant experience and turnaround times by moving reference requests into Respond’s secure workflow.